Citizen’s Bank Building
     Ornate brick and limestone structure built after Great Fire of 1888 for Citizen’s Bank established 1887 by J.T. Waddell.  The bank failed in 1907.  First National Bank occupied building until 1931 when it failed due to Great Depression (of 1930s).  Bank of Eureka Springs relocated to this site 1946 to 1987.  Converted to gift shop in 1968.